selling Royal Sun Alliance endowments for more than the surrender value
Royal Sun Alliance endowment policy buyers
sell endowment policies to endowment policy traders


Selling Royal Sun Alliance Endowments


Royal Sun Alliance With Profits Endowments


If your endowment policy with Royal Sun Alliance is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my Royal Sun Alliance endowment policy


Read what the UK Government have to say about selling endowments below on the right


Royal Sun Alliance was formed following the merger of Sun Alliance and Royal Insurance in 1996.Sun Alliance was itself a product of the merger in 1959 of The Sun, which was founded in 1710, with The Alliance, which was founded in 1824 by Nathan Mayer Rothschild and Moses Montefiore. Sun Alliance went on to acquire London Assurance in 1965 (becoming Sun Alliance & London) and Phoenix Assurance in 1984.

Phoenix are now responsible for a number of different life company brands which include:

Alba Life
Allianz Cornhill
Century Life
London Life
NPI and National Provident Life
Pearl Assurance
Royal & Sun Alliance
Scottish Mutual
Scottish Provident
Swiss Life (UK)

Royal Sun Alliance Endowment Policies That Sell


In order to stand the best possible chance of selling your Royal Sun Alliance endowment please take not of the points below:

  • Your Royal Sun Alliance endowment policy should be at least 5 years old.
  • The Royal Sun Alliance endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell Royal Sun Alliance endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your Royal Sun Alliance  endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the Royal Sun Alliance endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your Royal Sun Alliance endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only "With  Profits" endowments are bought and sold. Unit linked and unitised      endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."