selling Royal London  endowments for more than the surrender value
Royal London  endowment policy buyers
sell endowment policies to endowment policy traders


Selling Royal London  Endowments


Royal London  With Profits Endowments


If your endowment policy with Royal London  is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my Royal London  endowment policy


Read what the UK Government have to say about selling endowments below on the right


The Royal London was founded in 1861  as a friendly society to serve the interests of its members and their financial security. Royal London became a mutual life insurance company in 1908.
The Royal London Group consists of The Royal London Mutual Insurance Society Limited and its subsidiaries. The Royal London Mutual Insurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

The Royal London Group consists of the following businesses:
Bright Grey
Royal London 360°
Royal London Plus - administers policies for who originally took out policies with Royal London, Royal Liver, Refuge Assurance and United Friendly
Royal London Asset Management
Royal London Retail - formerly Phoenix Life Assurance Limited.
Scottish Life
Scottish Provident


Royal London  Endowment Policies That Sell


In order to stand the best possible chance of selling your Royal London   endowment please take not of the points below:

  • Your Royal London  endowment policy should be at least 5 years old.
  • The Royal London  endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell Royal London   endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your Royal London  endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the Royal London endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your Royal London  endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only Royal London  "With  Profits" endowments are bought and sold. Unit

linked and unitised       endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."