selling Royal Liver endowments for more than the surrender value
Royal Liver endowment policy buyers
sell endowment policies to endowment policy traders


Selling Royal Liver Friendly Society  Endowments


Royal Liver Friendly Society  With Profits Endowments


If your endowment policy with Royal Liver Friendly Society is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my Royal Liver endowment policy


Read what the UK Government have to say about selling endowments below on the right


The Royal Liver Assurance was a friendly society with over 1.7 million members in Ireland and the United Kingdom. Subject to Financial Services Authority (FSA) approval, Royal Liver and its subsidiaries became part of the Royal London Group on 1 July 2011.

At the time of it's acquisition by the Royal London Group in 2011 The Royal Liver Group consisted of:
Royal Liver Assurance Limited (RLAL), an Incorporated Friendly Society, founded in Liverpool in 1850 for the mutual benefit and financial security of local families.

RLAL also traded under the names Progress (in the UK) and Caledonian Life (in Ireland).

Royal Liver Assurance Limited address is Royal Liver Building Pier Head, Liverpool L3 1HT


Royal Liver Friendly Society  Endowment Policies That Sell


In order to stand the best possible chance of selling your Royal Liver Friendly Society   endowment please take not of the points below:

  • Your Royal Liver Friendly Society  endowment policy should be at least 5 years old.
  • The Royal Liver Friendly Society  endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell Royal Liver Friendly Society   endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your Royal Liver Friendly Society  endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the Royal Liver Friendly Society endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your Royal Liver Friendly Society  endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only Royal Liver Friendly Society  "With  Profits" endowments are bought and sold. Unit

linked and unitised       endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."