selling Reliance Mutual  endowments for more than the surrender value
Reliance Mutual  endowment policy buyers
sell endowment policies to endowment policy traders


Selling Reliance Mutual  Endowments


Reliance Mutual  With Profits Endowments


If your endowment policy with Reliance Mutual  is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my Reliance Mutual  endowment policy


Read what the UK Government have to say about selling endowments below on the right


The Reliance Mutual doesn’t have shareholders so is free to concentrate entirely on delivering products and services that best meet the needs of its customers who are policy holders.

It is registered in England at Reliance House, 6 Vale Avenue, Tunbridge Wells, Kent TN1 1RG and is authorised and regulated by the Financial Services Authority.

In 2012 Reliance Mutual policyholders were asked to vote on the future of the Society. The board received an overwhelming vote of support for the Scheme Arrangement proposed, which set out  how the business will be run and the future entitlements of Reliance Mutual policyholders.


Reliance Mutual  Endowment Policies That Sell


In order to stand the best possible chance of selling your Reliance Mutual   endowment please take not of the points below:

  • Your Reliance Mutual  endowment policy should be at least 5 years old.
  • The Reliance Mutual  endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell Reliance Mutual   endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your Reliance Mutual  endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the Reliance Mutual endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your Reliance Mutual  endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only Reliance Mutual  "With  

Profits" endowments are 

bought and sold. Unit

linked and unitised       endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."