selling Norwich Union endowments for more than the surrender value
Norwich Union endowment policy buyers
sell endowment policies to endowment policy traders


Selling Norwich Union  Endowments


Norwich Union  With Profits Endowments


If your endowment policy with Norwich Union  is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my Norwich Union endowment policy


Read what the UK Government have to say about selling endowments below on the right.


The Norwich Union Life Insurance Company was established in 1808 as a mutual life insurer. The company was originally known as the Norwich Union Society (or Union Office) for Insurances on Lives and Survivorships. It was incorporated on May 10 1893 when it changed its name to the Norwich Union Life Insurance Society.

Company History

On June 16 1997, the company was renamed the Norwich Union Life Insurance Company Ltd. On 21 February 2000, Norwich Union plc, the holding company, announced that it was merging with CGU plc to form CGNU plc, which was rebranded as Aviva plc in July 2002. Norwich Union Life was registered as dormant on December 23 2003


Norwich Union  Endowment Policies That Sell

In order to stand the best possible chance of selling your Norwich Union  endowment please take not of the points below:

  • Your Norwich Union  endowment policy should be at least 5 years old.
  • The Norwich Union  endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell Norwich Union  endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your Norwich Union endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the Norwich Union endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your Norwich Union  endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only Norwich Union  "With  

Profits" endowments are 

bought and sold. Unit

linked and unitised       endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."