selling General Accident endowments for more than the surrender value
endowment policy buyers
sell endowment policies to endowment policy traders


Selling General Accident Endowments


General Accident With Profits Endowments


If your endowment policy with General Accident is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my General Accident endowment policy The question is "how much will i get for my General Accident Endowment if i sell instead of surrender". How much the traders will offer for a General Accident endowment policy depends on a number of factors, but the policy holder is not committed to sell the policy unless they themselves decide to do so.


For that reason alone there is nothing to lose by filling in the details of your General Accident endowment policy and sending them for a traders valuation.


Read what the UK Government have to say about selling endowments below on the right.


General Accident is a registered trademark of Aviva, the UK’s largest insurance provider


General Accident Endowment Policies That Sell

In order to stand the best possible chance of selling your General Accident endowment please take not of the points below:

  • Your General Accident endowment policy should be at least 5 years old.
  • The General Accident endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell General Accident endowment policies


General Accident is a trading name of Aviva Insurance Limited, Registered in Scotland Number 2116 with Registered Address at Pitheavlis, Perth, Scotland PH2 0NH.


how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your General Accident endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the General Accident endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your General Accident endowment policy has received an offer


endowment policies that sell to endowment policy traders

Only General Accident "With  

Profits" endowments are 

bought and sold. Unit

linked and unitised       endowment policies are not

offered on by the endowment

policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."