selling COMMERCIAL UNION endowments for more than the surrender value
commercial union endowment policy buyers
sell endowment policies to endowment policy traders


Selling COMMERCIAL UNION Endowments


COMMERCIAL UNION With Profits Endowments


If your endowment policy with COMMERCIAL UNION is not performing to expectations and are considering surrendering the policy and cashing it in, then you might want to consider selling it instead.i want to sell my COMMERCIAL UNION endowment policy


Read what the UK Government have to say about selling endowments below on the right.


Commercial Union Life Assurance Company Ltd was incorporated on January 7 1904 as the British General Insurance Company and became part of the Commercial Union Assurance Company Ltd in 1926.

Company History
British General was initially created to undertake fire and accident insurance business mainly in the UK but also overseas. After a while the company broadened its operations. On August 21 1975, the company changed its name to the Commercial Union Life Assurance Company Ltd.



COMMERCIAL UNION Endowment Policies That Sell

In order to stand the best possible chance of selling your COMMERCIAL UNION endowment please take not of the points below:

  • Your COMMERCIAL UNION endowment policy should be at least 5 years old.
  • The COMMERCIAL UNION endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.



Click the banner above to sell COMMERCIAL UNION endowment policies




how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your COMMERCIAL UNION endowment policy life office to get the up-to-date surrender value. No more than 5 days old
selling endowments form to send to the endowment traders Fill in the COMMERCIAL UNION endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your COMMERCIAL UNION endowment policy has received an offer


endowment policies that sell to endowment policy traders


 "With   Profits" endowments

 are  bought and sold. Unit

 linked and unitised

 endowment policies are not

 offered on by the endowment

 policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."