selling endowments for more than the surrender value
endowment policy buyers
sell endowment policies to endowment policy traders


Endowment Life Companies That Attract Buyers


Selling With Profits Endowments


Below a list of the most sought after with profits endowments that the endowment traders are looking to buy. The list is not exhaustive, as each trader will have their own requirements but it is indicative of the chance of a match between buyer and seller.

 AEGON, Aviva, AXA Equity and Law, Britannic Assurance Plc, Canada Life Ltd, Clerical Medical and General, Colonial Mutual Life Assurance Society, Commercial Union Life Assurance Company Limited, Cooperative Insurance Servicesi want to sell my endowment policy, Ecclesiastical Insurance Office Plc, FP Life Assurance Ltd, Friends Life, Friends Provident, General Accident Compound, Guardian Assurance Plc, Legal and General Assurance Society Limited, Liverpool Victoria Friendly Society, LV=, London and Manchester Assurance Company Limited, Manufacturers Life Assurance, Marine and General Mutual Life Assurance Society, Medical Sickness Annuity and Life Assurance Society Limited, MGM Advantage, National Farmers Union, National Mutual Life Assurance Society, National and Provincial, Norwich Union Life Insurance Society, Phoenix Life, Prudential Assurance Company, ReAssure, Refuge Assurance Plc, Reliance Mutual Insurance Society Limited, Royal Life Assurance Ltd, Royal London Mutual Insurance, Royal Liver Friendly Society, Royal National Pension Fund for Nurses, Santander, Scottish Amicable Life Assurance Society, Scottish Equitable Life Assurance Society, Scottish Life (Royal London), Scottish Mutual Assurance Society, Scottish Provident, Scottish Widows, Royal Sun Alliance Phoenix, Sun Life Society, Swiss Life, Teachers Assurance, The Children's Mutual, Tunbridge Wells Equitable Friendly Society, United Friendly, Wesleyan, Windsor Life.


Endowment Policies That Sell

In order to stand the best possible chance of selling your endowment please take not of the points below:

  • Your endowment policy should be at least 5 years old.
  • The endowment must be 100% "With Profits" -  unitised and unit linked policies are not saleable.
  • The latest up-to-date surrender value must be at least £3000
  • All the required information on the endowment selling form has been supplied by you.





how to sell endowment policies
endowment selling checklist Print the endowment selling checklist to ensure you have all the details needed
endowment surrender value required before selling endowments Contact your endowment policy life office to get the up-to-date surrender value. Very important - no more than 5 days old
selling endowments form to send to the endowment traders Fill in the endowment selling form and submit your endowment policy sales details
await an offer for selling endowments Await a response to see if your endowment policy has received an offer


endowment policies that sell to endowment policy traders

 Only  "With Profits"

 endowments are bought and

 sold. Unit linked and unitised

 endowment policies are not

 offered on by the endowment

 policy traders

advice on selling traded endowment policies   selling with profits endowments


Extracts From Government Publications


CP 106 "The Personal Investment Authority (PIA) issue guidance (Regulatory Update 85) in March 2001, asking provider firms to take steps to ensure that policyholders who were considering the surrender of a life policy were informed that they might be able to trade their policy instead."

COB 6.5.50R(5) "requires a firm to ensure that the policyholder is made aware of the existence of the secondary market and how he might access it."
"If you have a with-profits endowment policy, you may be able to sell it on the second-hand endowment market.
If you’ve been paying in for at least seven years, you’ll probably earn more if you sell a with-profits policy rather than cashing it in."


cashing in an endowment policy early | cashing in endowments early | cashing in my endowment